LoanHQ

Transparent Pricingfor Every Lender

Choose the perfect plan for your lending business. Scale as you grow with no hidden fees.

Starter

Perfect for small lending operations

₦99,999/month
Get Started
Up to 500 active borrowers
Digital loan applications
KYC verification (BVN, NIN, Passport)
Bank statement analysis
Manual loan approval workflow
Basic employment verification
Email support
Customizable loan terms
Multi-channel invitations (SMS, Email)
Team management & roles
Most Popular

Professional

For growing lending platforms

₦399,999/month
Get Started
Up to 5,000 active borrowers
Digital loan applications
Complete KYC verification suite
AI-powered bank statement analysis
Automatic & manual approval workflows
Multi-field employment verification
Facial liveness verification
Customizable loan terms & presets
Multi-channel invitations (SMS, Email, WhatsApp)
Team management with roles & permissions
Loan extensions management
Risk & defaulter management
Email & chat support
Customizable storefronts

Enterprise

For large-scale lending networks

Custompricing
Get Started
Unlimited active borrowers
Digital loan applications
Complete KYC verification suite
AI-powered bank statement analysis
Automatic & manual approval workflows
Multi-field employment verification
Facial liveness verification
Customizable loan terms & presets
Multi-channel invitations (SMS, Email, WhatsApp)
Team management with roles & permissions
Loan extensions management
Risk & defaulter management
Emergency contact & guarantor verification
Credit progression & scoring
Loan offer templates
Customizable storefronts (10+ templates)
Direct debit mandate setup
Dedicated account manager

Frequently Asked Questions

What KYC verification methods are supported?

All plans include BVN verification. Professional and Enterprise also support NIN, Driver License, and Passport verification with facial liveness checks.

Can I customize loan terms and create multiple products?

Yes! Professional and Enterprise plans include unlimited customizable loan products with configurable interest rates, durations, repayment frequencies, and extension terms.

How does the automatic approval workflow work?

Professional and Enterprise plans support automatic approval based on credit limits and configurable decision rules. Manual approval workflow is available on all plans.

Can I send loan invitations through multiple channels?

Professional and Enterprise plans support multi-channel invitations via SMS, Email, and WhatsApp. Starter plan is limited to Email.

Is AI-powered bank statement analysis included?

Yes, all plans include bank statement analysis. Professional and Enterprise include advanced AI-powered analysis for better risk assessment.

Can I manage multiple team members with different roles?

Professional and Enterprise plans include team management with granular role-based permissions (Admin, Loan Officer, Customer Representative).

What happens if a borrower defaults?

All plans include defaulter management tools. Enterprise includes advanced risk progression, credit scoring, and per-product defaulter control settings.

Can I customize my lender storefront?

Enterprise plan includes customizable storefronts with 10+ design templates. Professional plan has basic customization.

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