LoanHQ
Auto finance

Auto finance software, end to end.

Originate and service vehicle loans with collateral records, dealer-linked applications, and structured monthly repayments — no spreadsheets, no chase.

  • Collateral tracking with vehicle make, model, VIN, and valuation
  • Multi-tenor repayment schedules with optional balloon payments
  • Dealer/partner storefronts for in-showroom applications
  • Insurance and registration document workflows
Auto finance
60 mo
max tenor
VIN
tracked
0%
manual ledger
24/7
borrower portal
Challenges we fix

What lenders in this space tell us.

Vehicle docs scattered everywhere

Insurance, registration, sales agreement, and proof of income — all in different folders. Auditors hate it.

Default risk on long tenors

5-year auto loans are exposed to job loss, life events, and macro shocks. Without good monitoring, you only learn late.

Repayment scheduling is fiddly

Balloon payments, deferred starts, prepayment options — common asks that spreadsheets handle badly.

How LoanHQ helps

Everything you need to run this product line.

Collateral records

Capture vehicle make, model, year, VIN, valuation, and ownership transfer status against the loan record.

Flexible repayment schedules

Equal monthly installments, balloon payments, step-up schedules — whatever the deal structure needs.

Document workflows

Insurance certificates, registration papers, KYC, and income proofs collected and stored against each loan.

BVN + identity checks

Verify the borrower before disbursement. Built-in BVN lookup and facial verification.

Dealer storefronts

Each dealer partner gets a branded application link. Applications land in your back office for approval.

Disbursement + repayment tracking

Track disbursement events, repayment receipts, and outstanding balance per loan with full audit history.

Modern auto finance, without the spreadsheets.

Set up your auto loan products in minutes and start writing better-structured deals today.

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