LoanHQ
Loan origination

From application to disbursement, structured.

Capture borrowers through your branded storefront or by direct invitation, run KYC and document collection, score them, and disburse — all in a single guided flow with zero spreadsheets.

Branded borrower storefront

Your own URL, your colors, your loan product cards. Borrowers experience your brand, not LoanHQ's.

Direct loan invitations

Invite specific borrowers by email or phone with pre-configured loan terms. No back-and-forth needed.

KYC + BVN baked in

Identity, BVN lookup, and facial verification happen in the borrower flow. Your compliance team is happy.

Configurable document requests

Ask for payslips, bank statements, IDs, or anything else — different requirements per loan product.

Document parsing

Uploaded bank statements get OCR'd and parsed into structured fields automatically.

Approval flows

Route applications through configurable approval chains. Auto-approve below thresholds, escalate above.

How it works

The borrower journey, from click to cash.

  1. 01

    Borrower arrives

    Storefront link or direct invitation lands them in the application flow with the product already selected.

  2. 02

    Identity + KYC

    BVN lookup, ID upload, facial verification — all in the borrower's pocket, all completed in minutes.

  3. 03

    Documents and decisioning

    Required documents collected. AI model produces a risk score. Application routes per your rules.

  4. 04

    Disbursement

    Approved loans disburse automatically to the borrower's verified account. Repayment schedule activates.

Onboarding tied into your verification stack.

Loan origination integrates with BVN providers, identity verification vendors, and bank-statement OCR — all configurable.

BVNFacial verificationID parsingBank statement OCRSMS/email/WhatsAppPayment rails

Originate more loans, with less friction.

Get your borrower storefront live and start accepting applications today.

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