All your loans, one operating system.
Configure unlimited loan products, track every borrower, manage extensions and restructures, and watch your portfolio health live — without leaving the LoanHQ dashboard.
Unlimited loan products
Define amount ranges, tenors, interest rates, fees, eligibility, and required documents per product — as many as your business needs.
Single back-office view
Active loans, pending applications, repayments due, overdue balances, P&L — all in one screen.
Extensions and restructures
Borrowers request extensions through their portal. You approve under your own rules and the schedule updates automatically.
Role-based access
Different roles (loan officer, branch manager, head of credit, admin) see and do different things. Audit trails on every action.
Configurable approval flows
Set approval chains per product or per amount band. Big loans need more eyes, small ones can auto-approve.
Live portfolio metrics
PAR, NPL, write-off ratio, recovery rate, collection efficiency — calculated live, not in monthly Excel.
From product setup to ongoing operations.
- 01
Configure products
Define amount, tenor, fee, eligibility, and document requirements per product line.
- 02
Receive applications
Applications arrive from your storefront, direct invitations, or partner channels.
- 03
Decision and disburse
Approval flows route applications. Disbursement triggers automatically on approval.
- 04
Monitor and act
Watch live metrics, handle exceptions, run extensions — all without spreadsheets.
Loan management connects to everything else.
Your loan records pull in BVN checks, KYC documents, credit decisioning outputs, repayment events, and collections actions automatically — no double entry.
Run your whole lending operation in one place.
Sign up free and configure your first loan product in under five minutes.