Which payment rails does LoanHQ support in Australia?

Fast credits go out over NPP (PayID) and Osko; scheduled collections run on BECS direct debit. Both are supported natively rather than through a third-party bridge.

Can LoanHQ pull bank data under the Consumer Data Right?

Yes. CDR-ready intake lets you pull verified bank data as part of the application, which underwrites faster and more accurately than asking a borrower to upload statements.

How does LoanHQ support responsible-lending obligations?

Income, expense and affordability checks are built into the application flow rather than bolted on afterwards, and the ASIC responsible-lending workflow is included so the assessment and its evidence are captured together.

Which identity and bureau providers are available in Australia?

Equifax AU and illion for credit data, GreenID and FrankieOne for identity verification. An AUSTRAC reporting export is available for your compliance obligations.

Lending software · Australia

Run a lending business in Australia.

Australian lenders use LoanHQ to model responsible-lending checks, plug into NPP and BECS rails, and run consumer or SME credit on one platform.

Local currency: AUD support out of the box
Familiar with ASIC / APRA expectations
Integrated with bank rails and KYC providers used in Oceania

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Region

Oceania

Currency

AUD

Regulator

ASIC / APRA

Local market notes

·Consumer Data Right intake supported
·ASIC responsible-lending workflow included
·AUSTRAC reporting export available

Bank rails in Australia

Disburse and collect through the rails your borrowers already use.

NPP (PayID)BECS direct debitOskoOpen banking (CDR)

Identity + KYC

Verify borrowers with providers commonly accepted by ASIC / APRA.

Equifax AUillionGreenIDFrankieOne

Built for Australia

What lenders in Australia get from LoanHQ.

Responsible-lending checks

Income, expense, and affordability checks baked into the application flow.

CDR-ready intake

Pull bank data via the Consumer Data Right to underwrite faster and more accurately.

BECS + NPP payouts

Direct debit on BECS, fast credits over NPP — both supported natively.

Questions

Lending in Australia, answered.

Which payment rails does LoanHQ support in Australia?: Fast credits go out over NPP (PayID) and Osko; scheduled collections run on BECS direct debit. Both are supported natively rather than through a third-party bridge.
Can LoanHQ pull bank data under the Consumer Data Right?: Yes. CDR-ready intake lets you pull verified bank data as part of the application, which underwrites faster and more accurately than asking a borrower to upload statements.
How does LoanHQ support responsible-lending obligations?: Income, expense and affordability checks are built into the application flow rather than bolted on afterwards, and the ASIC responsible-lending workflow is included so the assessment and its evidence are captured together.
Which identity and bureau providers are available in Australia?: Equifax AU and illion for credit data, GreenID and FrankieOne for identity verification. An AUSTRAC reporting export is available for your compliance obligations.

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