Working capital, the moment they need it.
Short-tenor business funding with revolving credit lines, fast underwriting against bank statements and receivables, and flexible repayment.
- Revolving lines with rolling availability
- Underwriting on bank statement cash flow
- Repayment from receivables or daily sweeps
- Tenor: 30 days to 18 months
What lenders in this space tell us.
Speed is the product
Working capital exists to cover gaps. If you take a week to decide, the gap has already become a crisis.
Cash-flow underwriting is hard
Bank statement parsing, seasonality, deposit rhythm — manual analysis of these is slow and inconsistent.
Repayment varies wildly
Some borrowers repay weekly. Some on receivables. Some on daily sweep. Most loan systems force one shape.
Everything you need to run this product line.
Revolving credit lines
Approve a line, let borrowers draw and repay multiple times within it. Tracks availability automatically.
Bank statement intake
Upload + parse bank statements; cash-flow trends and average daily balance surface in the application.
Receivables repayment
Route a percentage of incoming receipts toward repayment until the loan is cleared.
Fast underwriting flow
Configure tiered approval: auto-approve under a threshold, escalate larger amounts to officer review.
KYC + business verification
Verify business registration, directors, and beneficial owners alongside borrower KYC.
Renewal triggers
Repeat borrowers auto-qualify for renewals or limit increases based on repayment history.
Working capital that moves at business speed.
Get a revolving-line lending operation up in days, not quarters.