Lending software · the United Kingdom
Run a lending business in the United Kingdom.
FCA-regulated consumer and SME lenders in the UK use LoanHQ to meet TCF, CONC, and Consumer Duty expectations while shipping products faster.
- Local currency: GBP support out of the box
- Familiar with FCA expectations
- Integrated with bank rails and KYC providers used in Europe
Region
Europe
Currency
GBP
Regulator
FCA
Local market notes
- ·Open Banking for income verification
- ·FCA Consumer Duty alignment
- ·Vulnerability assessment workflow
Bank rails in the United Kingdom
Disburse and collect through the rails your borrowers already use.
Faster PaymentsBACS Direct DebitOpen BankingCHAPS
Identity + KYC
Verify borrowers with providers commonly accepted by FCA.
Experian UKEquifax UKTransUnion UKOnfido
Built for the United Kingdom
What lenders in the United Kingdom get from LoanHQ.
Consumer Duty workflow
Vulnerability flags, affordability evidence, and fair-value testing built in.
Open Banking intake
Pull verified income and expense data via TrueLayer or Plaid for sharper decisions.
BACS + Faster Payments
Direct debit on BACS, same-day pay-outs on Faster Payments.
Start lending in the United Kingdom this month.
Configure your products, plug in your bank rails, switch on KYC — go live in days.