LoanHQ
Mortgage lending

Mortgage software, end to end.

Long-tenor home loans with property records, escrow tracking, amortisation schedules, and lender-grade compliance — without a custom build.

  • Up to 30-year amortisation with rate resets
  • Property collateral records (address, valuation, title)
  • Escrow tracking for taxes, insurance, and fees
  • Affordability checks against borrower income data
Mortgage lending
30 yr
max tenor
Title
tracked
Escrow
supported
Audit
ready
Challenges we fix

What lenders in this space tell us.

Amortisation gets fiddly

Variable rates, rate-reset schedules, partial prepayments, and refinances — spreadsheets buckle under it all.

Property docs scatter

Title, valuation, insurance, occupancy certificate — each in a different folder until audit day arrives.

Compliance is heavy

Mortgage lending faces stricter disclosure and affordability rules. You need auditable evidence on every decision.

How LoanHQ helps

Everything you need to run this product line.

Property records

Each loan carries the property address, valuation, title status, and mortgage lien position.

Long-tenor amortisation

Schedules of 60-360 months with optional rate resets, balloon payments, and partial prepayments.

Escrow accounts

Track escrow contributions for taxes, hazard insurance, and HOA fees alongside the loan.

Affordability + KYC

Borrower income verification and DTI checks baked into the application flow.

Disclosure documents

Auto-generate disclosure packets, repayment schedules, and signed agreements for every loan.

Underwriting approval chains

Configurable approval flows: officer → underwriter → credit committee, with full audit trail.

Mortgage lending without the back-office drag.

Set up your mortgage products, define your underwriting flow, and start writing loans on a modern stack.

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