Real lenders. Real results.
Stories of consumer lenders, microfinance, banks, and BNPL teams who shipped on LoanHQ — and what changed for them.
Consumer lending
Pulse Credit
A Sydney-based consumer lender consolidated 4 spreadsheets into a single back office in 6 weeks.
6 weeks
to full migration
+38%
approval rate
−72%
manual reconciliations
9 days
to launch a new product
Mortgage lending
Wayfara Mortgage
Wayfara modelled 30-year amortisation schedules with rate resets — without writing a line of code.
360 mo
max tenor live
Escrow
fully tracked
0 hrs
manual disclosure
+22%
applications closed
Consumer lending
Northglow Finance
A Toronto consumer lender went live across all 10 provinces with per-province product rules.
10
provinces live
EN + FR
disclosure
< 4 min
time to decision
+45%
new applications
Telco-linked microloans
Telco Credit
Telco Credit issues 8,000 microloans a month with GCash disbursement and SMS-driven repayment.
8,000
loans / month
94%
first-time pay rate
Wallet
disbursement
−60%
ops headcount needed
Consumer finance
SmartCash Finance
SmartCash launched a mobile-first consumer loan product on NAPAS 247 in under a month.
28 days
from kick-off to first loan
VietQR
for repayment
< 2 min
borrower KYC
12k
loans in first quarter
Personal loans · FCA-regulated
Fintway
Fintway used Open Banking intake to cut its underwriting decision time from 36 hours to 4 minutes.
4 min
to decision
−54%
abandonment
Auditable
Consumer Duty
+31%
loans funded
Cooperative lending
Ironbank Savings
A 22,000-member cooperative moved off paper-based loan administration onto a single member dashboard.
8,400
loans migrated
22k
members onboarded
1 weekend
to go live
Real-time
board reporting
Microfinance
TaMeri Microfinance
TaMeri runs group lending across 14 rural branches with mobile-first officer collections.
14
branches live
Offline
field collections
Joint
liability supported
+27%
officer productivity
Online consumer lending
EverGrosh
EverGrosh kept lending through wartime by moving fully cloud-native in three weeks.
3 weeks
to back online
100%
loan book recovered
0
borrowers re-KYC'd
Cloud
native ever since
Salary loans · OFW remittance
Kabayan Lending
Kabayan serves overseas Filipino workers with salary loans repaid through remittance partners.
Cross-border
KYC live
Remittance
repayment
EN + TL
portal
+62%
approval rate
Credit scoring partner
Gini Score Labs
Gini Score Labs plugged its ML scoring model into LoanHQ in a single sprint.
1 sprint
to integrate
Inline
scoring
Custom
rules per score band
+19%
thin-file approvals
Peer-to-peer lending
Neolend Baltic
Neolend Baltic runs a P2P marketplace with 28,000 investors funding consumer loans across three countries.
28k
active investors
3
countries served
Fractional
funding logic
Investor
dashboard live
Buy Now, Pay Later
Yeoz Finance
Yeoz Finance embedded BNPL at 1,200 merchant checkouts in 90 days.
1,200
merchants live
90 days
to scale
Same-day
settlement
+38%
merchant repeat usage
Islamic SME finance
Almira Lending
Almira launched a Shariah-compliant SME finance product with Murabaha and Tawarruq structures.
2
Shariah products
UAE Pass
onboarding
Board
approval workflow
AED
native currency
Rural microfinance
Tavan Microfinance
Tavan disbursed 12,000 herder loans in 12 months using a mobile officer flow.
12,000
herder loans
Offline
officer flow
GPS
origination
+44%
officer productivity
Payday and short-term lending
MoneySpring
MoneySpring processes 4,000 payday applications a day with sub-90-second auto-decisioning.
4,000
applications / day
< 90 s
to decision
Burst
scaled
+58%
throughput
Commercial lending
Frostbank Credit
Frostbank moved its commercial loan book onto LoanHQ with full covenant tracking.
100%
covenants tracked
0
missed reviews
Committee
sign-off
Collateral
registered
SAMA-licensed consumer finance
Waed Finance
Waed launched a SAMA-compliant consumer finance product with Nafath SSO and SARIE disbursement.
SAMA
aligned
Nafath
SSO
Arabic-first
portal
Same week
to first loan
Equipment leasing
ALM Equipment Leasing
ALM modelled operating and finance leases on one engine with residual-value automation.
2-in-1
lease engine
Asset
register live
Auto
residuals
Buyout
workflow
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