Can LoanHQ disburse to Indonesian e-wallets?

Yes — e-wallet-first disbursement is supported, with payouts to OVO and GoPay alongside bank transfers over BI-FAST and Permata.

How is borrower identity verified in Indonesia?

Dukcapil verification against the KTP, plus Privy ID, Asli RI and Sumsub for document, liveness and biometric checks.

Which lending licences does LoanHQ support reporting for?

Reporting covers P2P, multifinance and ITSK models, so the same platform serves the different OJK-regulated structures rather than assuming one of them.

Does LoanHQ work for lenders without a banking partner?

Yes. Because disbursement can run wallet-first over OVO or GoPay, you can reach borrowers who do not hold a bank account.

Lending software · Indonesia

Run a lending business in Indonesia.

Multifinance and P2P lenders across Indonesia use LoanHQ to onboard borrowers via OVO, GoPay, or bank transfer, and meet OJK reporting from launch.

Local currency: IDR support out of the box
Familiar with OJK expectations
Integrated with bank rails and KYC providers used in Southeast Asia

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Region

Southeast Asia

Currency

IDR

Regulator

OJK

Local market notes

·E-wallet first disbursement
·Dukcapil KTP verification
·P2P, multifinance, and ITSK reporting

Bank rails in Indonesia

Disburse and collect through the rails your borrowers already use.

BI-FASTPermata transferOVO payoutGoPay payout

Identity + KYC

Verify borrowers with providers commonly accepted by OJK.

Dukcapil verificationPrivy IDAsli RISumsub

Built for Indonesia

What lenders in Indonesia get from LoanHQ.

E-wallet disbursement

Pay directly to OVO, GoPay, or DANA — most Indonesian borrowers prefer wallets.

Dukcapil identity

Verify KTP against the national database in seconds during onboarding.

OJK fintech reporting

P2P, multifinance, and ITSK reports formatted for OJK submission.

Questions

Lending in Indonesia, answered.

Can LoanHQ disburse to Indonesian e-wallets?: Yes — e-wallet-first disbursement is supported, with payouts to OVO and GoPay alongside bank transfers over BI-FAST and Permata.
How is borrower identity verified in Indonesia?: Dukcapil verification against the KTP, plus Privy ID, Asli RI and Sumsub for document, liveness and biometric checks.
Which lending licences does LoanHQ support reporting for?: Reporting covers P2P, multifinance and ITSK models, so the same platform serves the different OJK-regulated structures rather than assuming one of them.
Does LoanHQ work for lenders without a banking partner?: Yes. Because disbursement can run wallet-first over OVO or GoPay, you can reach borrowers who do not hold a bank account.

Start lending in Indonesia this month.

Configure your products, plug in your bank rails, switch on KYC — go live in days.

Get started Talk to our team