LoanHQ
Lending software · the Philippines

Run a lending business in the Philippines.

Lending companies, financing companies, and microfinance lenders across the Philippines use LoanHQ to onboard borrowers in minutes and meet BSP and SEC reporting.

  • Local currency: PHP support out of the box
  • Familiar with BSP / SEC expectations
  • Integrated with bank rails and KYC providers used in Southeast Asia

Region

Southeast Asia

Currency

PHP

Regulator

BSP / SEC

Local market notes

  • ·InstaPay and PESONet bank rails
  • ·GCash + Maya wallet disbursement
  • ·Mobile field-officer flow for cash collections

Bank rails in the Philippines

Disburse and collect through the rails your borrowers already use.

InstaPayPESONetGCash payoutsMaya payouts

Identity + KYC

Verify borrowers with providers commonly accepted by BSP / SEC.

UMID lookupPhilSys verificationTrulioo APACSumsub
Built for the Philippines

What lenders in the Philippines get from LoanHQ.

GCash + Maya disbursement

Push funds directly to a borrower's e-wallet — no bank account required.

SEC + BSP reporting

Out-of-the-box exports for SEC lending and financing company reports.

Field-collection workflows

Officers in the field collect repayments and log them from a mobile app.

Questions

Lending in the Philippines, answered.

Can LoanHQ disburse to GCash and Maya?
Yes. Funds can be pushed directly to a borrower's GCash or Maya e-wallet, so you can lend to people who have no bank account at all. Bank transfers run over InstaPay and PESONet.
Does LoanHQ support SEC and BSP reporting?
Out-of-the-box exports cover SEC lending and financing company reports, alongside BSP reporting. Lending companies, financing companies and microfinance lenders all run on the same engine.
How do field officers collect repayments?
Officers collect in the field and log repayments from a mobile app, so cash collections land in the same ledger as digital ones instead of being reconciled later from paper.
Which identity checks are supported in the Philippines?
PhilSys verification and UMID lookup for national identity, plus Trulioo APAC and Sumsub for document and biometric checks.

Start lending in the Philippines this month.

Configure your products, plug in your bank rails, switch on KYC — go live in days.

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