Can borrowers onboard with UAE Pass?

Yes. UAE Pass-based onboarding and Emirates ID verification let borrowers authenticate with the credentials they already use, which cuts drop-off at the identity step.

Does LoanHQ support both conventional and Islamic products?

Yes — both run on the same engine, so a lender offering conventional and Shariah-compliant products manages them in one place rather than two systems.

Which payment rails does LoanHQ support in the UAE?

Aani instant payments and UAEFTS for transfers, direct debit for scheduled collections, and Mashreq Neo APIs where a direct bank integration is preferred.

Does LoanHQ report to the AECB?

Yes, AECB reporting is supported, and the borrower portal is bilingual in Arabic and English.

Lending software · the UAE

Run a lending business in the UAE.

Banks, finance companies, and digital lenders in the UAE use LoanHQ to launch conventional or Islamic products, plug into Aani and IBAN-based rails, and meet AECB reporting.

Local currency: AED support out of the box
Familiar with CBUAE expectations
Integrated with bank rails and KYC providers used in Middle East

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Region

Middle East

Currency

AED

Regulator

CBUAE

Local market notes

·UAE Pass-based onboarding
·Aani instant disbursement
·Bilingual (Arabic + English) portal

Bank rails in the UAE

Disburse and collect through the rails your borrowers already use.

Aani instant paymentsUAEFTSDirect debitMashreq Neo APIs

Identity + KYC

Verify borrowers with providers commonly accepted by CBUAE.

UAE PassEmirates ID verificationAECB credit bureauOnfido

Built for the UAE

What lenders in the UAE get from LoanHQ.

UAE Pass onboarding

Conventional + Islamic

Run conventional and Shariah-compliant products on a single engine.

AECB reporting

Credit bureau submissions to AECB formatted and queued automatically.

Questions

Lending in the UAE, answered.

Can borrowers onboard with UAE Pass?: Yes. UAE Pass-based onboarding and Emirates ID verification let borrowers authenticate with the credentials they already use, which cuts drop-off at the identity step.
Does LoanHQ support both conventional and Islamic products?: Yes — both run on the same engine, so a lender offering conventional and Shariah-compliant products manages them in one place rather than two systems.
Which payment rails does LoanHQ support in the UAE?: Aani instant payments and UAEFTS for transfers, direct debit for scheduled collections, and Mashreq Neo APIs where a direct bank integration is preferred.
Does LoanHQ report to the AECB?: Yes, AECB reporting is supported, and the borrower portal is bilingual in Arabic and English.

Start lending in the UAE this month.

Configure your products, plug in your bank rails, switch on KYC — go live in days.

Get started Talk to our team