Lending software · Canada
Run a lending business in Canada.
Consumer and SME lenders across Canada use LoanHQ to launch products fast, plug into Interac and EFT rails, and meet FCAC disclosure expectations from day one.
- Local currency: CAD support out of the box
- Familiar with OSFI / FCAC expectations
- Integrated with bank rails and KYC providers used in North America
Region
North America
Currency
CAD
Regulator
OSFI / FCAC
Local market notes
- ·Both English and French disclosure templates
- ·Provincial regulatory differences supported
- ·Credit bureau pulls cached to control cost
Bank rails in Canada
Disburse and collect through the rails your borrowers already use.
Interac e-TransferEFT (PAD)ACHPlaid (cross-border)
Identity + KYC
Verify borrowers with providers commonly accepted by OSFI / FCAC.
EquifaxTransUnion CanadaTrulioo identityOnfido
Built for Canada
What lenders in Canada get from LoanHQ.
FCAC-aligned disclosure
Disclosure documents generated in plain language with all required fee and rate fields.
Province-aware products
Configure per-province max rates, cooling-off periods, and disclosure differences.
EFT + Interac payouts
Disburse via Interac e-Transfer or EFT (PAD); collect via the same rails on schedule.
Questions
Lending in Canada, answered.
- Which payment rails does LoanHQ support in Canada?
- Disbursements and collections run on Interac e-Transfer and EFT (PAD), with ACH and Plaid available for cross-border flows. You can pay out on one rail and collect on another — the product configuration decides, not the platform.
- Which identity and credit-bureau providers does LoanHQ integrate with in Canada?
- Equifax and TransUnion Canada for bureau pulls, plus Trulioo identity and Onfido for document and biometric verification. Bureau pulls are cached, so re-checking the same applicant inside a decision window does not bill you twice.
- Can LoanHQ handle provincial regulatory differences?
- Yes. Maximum rates, cooling-off periods and disclosure differences are configured per province at the product level rather than hard-coded, so one deployment can serve borrowers in multiple provinces.
- Does LoanHQ produce disclosures in both English and French?
- Yes. Disclosure documents generate from plain-language templates in English and French, carrying the fee and rate fields FCAC expects.
Start lending in Canada this month.
Configure your products, plug in your bank rails, switch on KYC — go live in days.