LoanHQ
Lending software · Canada

Run a lending business in Canada.

Consumer and SME lenders across Canada use LoanHQ to launch products fast, plug into Interac and EFT rails, and meet FCAC disclosure expectations from day one.

  • Local currency: CAD support out of the box
  • Familiar with OSFI / FCAC expectations
  • Integrated with bank rails and KYC providers used in North America

Region

North America

Currency

CAD

Regulator

OSFI / FCAC

Local market notes

  • ·Both English and French disclosure templates
  • ·Provincial regulatory differences supported
  • ·Credit bureau pulls cached to control cost

Bank rails in Canada

Disburse and collect through the rails your borrowers already use.

Interac e-TransferEFT (PAD)ACHPlaid (cross-border)

Identity + KYC

Verify borrowers with providers commonly accepted by OSFI / FCAC.

EquifaxTransUnion CanadaTrulioo identityOnfido
Built for Canada

What lenders in Canada get from LoanHQ.

FCAC-aligned disclosure

Disclosure documents generated in plain language with all required fee and rate fields.

Province-aware products

Configure per-province max rates, cooling-off periods, and disclosure differences.

EFT + Interac payouts

Disburse via Interac e-Transfer or EFT (PAD); collect via the same rails on schedule.

Start lending in Canada this month.

Configure your products, plug in your bank rails, switch on KYC — go live in days.

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