Telco Credit issues 8,000 microloans a month with GCash disbursement and SMS-driven repayment.

8,000

loans / month

94%

first-time pay rate

Wallet

disbursement

−60%

ops headcount needed

The challenge

Where Telco Credit started.

Telco Credit serves borrowers without bank accounts. They needed wallet disbursement, low-friction repayment, and a way to operate at scale without ballooning headcount.

What we did

How LoanHQ helped.

GCash and Maya wallet disbursement on every approved loan.
Automated SMS reminder cadence with USSD repayment fallback.
Rule-based scoring on telco usage data and prior repayment.

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